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Life Insurance , Legacy Protection, Retirement Planning, Pension Transfers, Medical Covers, Key-Mans Insurance, Wealth Creation, Children's Higher Education Planning......!
All in One Place
Life Insurance;
A safe Investment.
Life insurance is a safe investment because it goes beyond just financial growth—it’s a safeguard for your family's future. It ensures that your children are protected, securing their education and well-being even in your absence. It also provides your spouse with financial stability, alleviating the burden of income loss if the unexpected happens.
Life insurance allows you to leave a lasting legacy, ensuring your loved ones are taken care of and have a strong financial foundation. In uncertain times, it’s the one investment that guarantees peace of mind and lasting protection for those who matter most.
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Higher Education Plan
Key Reasons to Take an Education Policy for Your Children:
- Secure Their Future: Guarantees financial support for their education, even in your absence.
- Beat Rising Costs: Stay ahead of inflation and manage future expenses.
- Promote Learning: Ensure they can focus on academics without financial stress.
- Tax Perks: Enjoy savings while securing their future.
- Peace of Mind: Rest easy knowing their education is protected.
Legacy & Inheritance Planning
A whole life cover plays a crucial role in legacy and inheritance planning by providing a guaranteed payout to beneficiaries, ensuring that your loved ones receive financial support even after you're gone.
Additionally, whole life insurance can be used to equalize inheritances among heirs, cover estate taxes, and ensure that your wealth is passed on according to your wishes, preserving your family's financial security for generations.
Critical Illness Cover
Delivers a lump sum payout upon diagnosis of serious illnesses, supplementing medical cover and replacing lost income.
CI covered Include; Stroke, Cancer, Heart Attack, Kidney Failure, Paralysis, Major Organ Transplant, Coronary Artery bypass graft and Paraplegia
Retirement planning
Planning for your retirement early is crucial because it maximizes your financial security and ensures a comfortable future. The sooner you start, the more time your investments have to grow, allowing you to build a substantial nest egg.
Early planning also gives you the flexibility to adjust your strategy as life changes, and it alleviates stress by giving you a clear path to achieving your retirement goals. Don't wait—start planning now to enjoy the freedom that comes with a well-prepared retirement.
Whole Life Cover
Offers a one-time payment in the event of death, disability, or critical illness, safeguarding your family's financial well-being.
Medical Insurance
Ensuring access to high-quality medical services, including coverage for treatments and medications to safeguard both your health and financial well-being.
Personal Accident
Cover is crucial as it offers financial protection for unexpected injuries or accidents, covering medical expenses, loss of income, and long-term disabilities.
Points to Consider Before Selecting a LIFE ASSURANCE COVER
Goals
Prior to selecting a life insurance plan, consider your objectives. Each individual has different life goals. While you may prioritize protecting your family, someone else may prioritize building a financial legacy. Evaluate your goals and choose a plan that aligns with your priorities.
Age
Age and health are key factors to consider when looking to purchase a life insurance policy. These elements significantly impact the coverage and premium rates you may be eligible for. Generally, being younger and in good health can make it easier to obtain a policy with more favorable terms. As such, it's wise to think about securing life insurance at an early stage.
Financial liabilities
It is important to consider the financial obligations you leave behind for your family in the event of your passing. Make sure to factor in any outstanding debts or loans when determining the appropriate amount of life insurance coverage. Choosing a sufficient sum assured will ensure that your loved ones can settle your debts and maintain their quality of life without difficulty.
Regular source of income
Life insurance can offer a steady income for your family, helping them with expenses and emergencies. It benefits both self-employed and salaried individuals.
Remaining working years
Evaluating your remaining working years is crucial for financial planning. This can guide your investment decisions and help determine the right coverage for your family. Additionally, knowing your preferred retirement age can assist in making suitable investment choices for life insurance retirement plans.
Our Partners
We are in good company.
Buy Young Save More;
Life insurance becomes more expensive as you get older, so it's wise to purchase a policy at a young age to lock in lower premium rates. By doing so, you can ensure long-term financial protection for your loved ones.
Long-Term Financial Stability and Independence.
Life insurance policies offer long-term financial protection and security for you and your family. The sum assured provides a lump sum payout to your beneficiaries in the event of any unforeseen circumstances during the policy term. Life insurance ensures the financial stability and well-being of your loved ones.
Wealth Creation
Some life insurance plans offer the chance to accumulate wealth while also ensuring a life cover. These plans allow you to invest your premiums in various assets such as stocks, bonds, or balanced funds, enabling you to earn returns that beat inflation.
Our Commitment to a Secure & Sustainable Future
At Ideal Life & General Insurance Agency, we believe that financial security is the foundation of a thriving community.
Our Corporate Social Responsibility (CSR) initiatives focus on empowering families, educating communities on financial literacy, and supporting sustainable development to create a better future for all.
Catherine Apeles, Founder & Chief Visionary
Catherine is the dynamic force behind our company, passionately dedicated to meeting the needs of every client with a personalized, family-centered approach. As the founder and chief visionary, she ensures that exceptional customer service is woven into every aspect of our operations, driving her team to consistently exceed expectations.
Catherine’s hands-on leadership guarantees that each client’s experience is nothing short of outstanding, as she steers the company toward delivering tailored solutions and building lasting relationships.
Steve, Sales Account Manager
Steve is a dedicated Sales Account Manager at IDLG Agency, where he expertly balances managing client accounts and driving sales growth. With a keen focus on client satisfaction, he ensures that each account is well-maintained while also identifying new opportunities to expand business relationships.
Steve's approach combines strategic sales techniques with exceptional customer service, making him an invaluable asset to both his clients and the agency.
"IDLG Agency enlightened me on the importance of complementing my health insurance with a whole life cover, and it’s been a game-changer. Not only am I now protected against medical expenses, but I also have peace of mind knowing my family’s financial future is secure. Thank you, IDLG, for guiding me towards a more comprehensive protection plan!"
IDLG Agency provided me with personalized risk planning solutions that perfectly fit my needs. Their professionalism and prompt responses made the process smooth and hassle-free. Thanks to IDLG Agency, I now have peace of mind knowing my personal risk is covered.
"IDLG Agency has been a true lifesaver in helping me plan for my child's higher education, even before they were born. I had no idea I could start that early, but with their expert guidance, I now have peace of mind knowing my child's future is secure. Thank you, IDLG, for making the impossible possible!"
